The plan at a glance
| Plan | IBEW Local 1249 Insurance Fund |
|---|---|
| Sponsor location | Cicero, New York |
| Participants | 3,600 on the 2024 Form 5500 filing |
| Claims administrator | UnitedHealthcare, as named in public Transparency in Coverage price files |
| Shift's status | Out of network with UnitedHealthcare |
Your card shows the plan option and group number. That tells us whether you have a PPO-style option with out-of-network benefits or an HMO or EPO-style option that usually pays little out of network. Union funds set their own benefit rules in the trust documents, so two members of different locals can have different out-of-network terms. More on the carrier side: UnitedHealthcare.