Find out what your plan covers, same business day.

It is a look at your specific insurance plan to see what it covers for virtual outpatient treatment and what your share of the cost would be. We contact the carrier or fund, confirm your out-of-network behavioral health benefit, and translate it into a plain-English number before you commit to anything.

No. The benefit check is free, there is no charge for the call, and there is no obligation to enroll. You only decide to start care if and when the numbers and the fit make sense to you.

We are not contracted directly with your insurance carrier right now, with in-network credentialing in progress. Most commercial plans, union funds, and self-funded employer plans still include an out-of-network behavioral health benefit that helps cover care like ours. The check tells you what your plan pays and what you would owe.

No. Running a benefit check does not notify your employer, your union, or your fund. Your treatment records, once you enroll, are protected under HIPAA and the additional confidentiality rules of 42 CFR Part 2 for substance use care.

That is usually an authorization question, not a decline. Plans that limit out-of-network care will often still authorize it when the right level of in-network care is not available, through a single case agreement or a medical-necessity review. We check either way and tell you where you actually stand.

Yes. If you are covered as a spouse, partner, or dependent on another person’s plan, that coverage generally extends to you. Give us the carrier and the last 4 of the member ID on the card and we verify the benefit for the person who needs care.

Most benefit checks come back the same business day. If you reach us by phone during business hours, we can often start verifying while you are still on the line.