The plan at a glance
| Plan | Marsh & McLennan Companies, Inc. Health & Welfare Benefits Plan |
|---|---|
| Sponsor location | New York, New York |
| Participants | 21,926 on the 2024 Form 5500 filing |
| Claims administrator | Aetna, as named in public Transparency in Coverage price files |
| Shift's status | Out of network with Aetna |
Your card shows the plan option and group number. That tells us whether you have a PPO-style option with out-of-network benefits or an HMO or EPO-style option that usually pays little out of network. Large employers usually self-fund their plans, which means the employer's plan document, not the carrier, sets the out-of-network terms. More on the carrier side: Aetna.